Find the Right Loan for You
7 loan products, one simple application. Pick what fits your situation and apply in minutes.
Malawian resident
Valid national ID
18 years or older
Of legal borrowing age
Proof of income
Salary or business income
Active mobile money / bank account
For fast disbursement
Fuel Loan
short-term financing provided to individuals or businesses specifically to cover the cost of fuel (such as petrol or diesel), usually for operational or transport purposes.
- Borrow from MK 100,000 up to MK 500,000
- Repayment term of 1 months, paid monthly
- 15% flat interest, billed monthly
- No collateral required for qualifying applicants
Mpamba Wanga Loan
Mpamba Wanga is business loan is designed to boost your capital, providing quick and instant access to funds. It offers a flexible repayment period of up to three months, making it a convenient solution for your business needs
- Borrow from MK 1,000,000 up to MK 15,000,000
- Repayment term of 3 months, paid monthly
- 20% flat interest, billed monthly
- No collateral required for qualifying applicants
Ndayiphula Loans
These are Payroll loans which are tailored for employees.
- Borrow from MK 500,000 up to MK 2,000,000
- Repayment term of 12 months, paid monthly
- 6% flat interest, billed monthly
- No collateral required for qualifying applicants
Nthandizike loan
Nthandizike loan is a financial solution designed to provide quick access to funds to meet your urgent or immediate financial needs, and bridging your financial gaps. It has a shorter repayment period of one month. Nthandizike short-term loans has simpler application processes, faster approval times compared to other loan products.
- Borrow from MK 500,000 up to MK 5,000,000
- Repayment term of 1 months, paid monthly
- 35% flat interest, billed monthly
- No collateral required for qualifying applicants
Problem-Solving
Fast, transparent lending tailored to your needs.
- Borrow from MK 6,666 up to MK 8,888
- Repayment term of 2–12 months, paid daily
- 5% declining interest, billed daily
- Collateral required for this loan
SME loan
Fast, transparent lending tailored to your needs.
- Borrow from MK 500 up to MK 50,000
- Repayment term of 1–12 months, paid monthly
- 5% flat interest, billed monthly
- Collateral required for this loan
Uncategorized
Upon special arrangement
- Borrow from MK 500,000 up to MK 5,000,000
- Repayment term of 3 months, paid monthly
- 15% flat interest, billed monthly
- No collateral required for qualifying applicants
Frequently Asked Questions
How long does approval take?
Most applications are reviewed within 24 hours. Salary and emergency loans are often decided the same day.
Do I need collateral to borrow?
Most personal, salary, and emergency loans do not require collateral. Larger business loans may require additional documentation, assessed case by case.
How do I receive my funds?
Approved funds are disbursed straight into your Capital Digital Wallet, from where you can transfer to mobile money or your bank account.
Can I repay my loan early?
Yes. You can settle your loan ahead of schedule at any time through your wallet dashboard.
Not sure which loan is right for you?
Our team can help you pick the best option for your situation.